Medicare Part A covers inpatient hospital stays, skilled nursing facility care, hospice care, and some home health care services. It is generally premium-free if you or your spouse have paid Medicare taxes for a certain amount of time.
Medicare Part B helps cover doctors’ services, outpatient care, medical supplies, and preventive services. This is the part that keeps you covered for essential medical appointments and treatments.
Medicare Advantage (Part C) offers an alternative to Original Medicare. These plans are offered by private insurance companies and include all benefits of Part A and Part B, often with additional services such as vision, dental, and wellness programs.
Medicare Part D helps you pay for prescription drugs, providing coverage for both generic and brand-name medications. It ensures you get the medication you need without overwhelming out-of-pocket costs.